Credit Bureau Data, Inc.

Credit Bureau Data, Inc. sounds like one of those companies that live on records, matching files, and keeping identity details in order for lenders or other businesses. By our assessment, the useful part is the data housekeeping itself: sorting, storing, and passing along credit information in a form that other systems can read. The downside is that this kind of company is only as good as its records, so any mistake in the file matters more than any shiny front end. In practice the experience is invisible to most people and very procedural to the people who do meet it. Compared with the big consumer-facing bureaus, it sits deeper in the plumbing and offers less of a public brand. Credit Bureau Data, Inc. is for organizations that need credit data handled, not for someone looking for a service with warmth or personality.