Complete Credit Solutions, Inc.

Complete Credit Solutions, Inc. promises a full-service credit outfit, the sort of company people imagine when they want debt management, credit repair help, or account cleanup under one roof. By our assessment, that broad promise is its strongest feature and also its weakest point: it sounds comprehensive, but the actual work in this field is usually a mix of forms, disputes, payments, and patient follow-through. The good side is obvious enough, because consolidation can be useful when credit problems are tangled and scattered. The limit is that no credit shop can wave away the rules or the paperwork, so the word complete is more aspiration than guarantee. In practice, this kind of company tends to involve calls, document gathering, and a lot of waiting for responses from creditors or bureaus. Complete Credit Solutions, Inc. sits in the crowded credit-services category and will appeal most where someone wants one place to handle several related tasks at once.