Aiken County National Bank

Aiken County National Bank reads like a county-level bank first, and that is exactly the kind of institution people use for day-to-day accounts and modest lending. By our assessment, its strength is the local-bank model: it suggests a narrower, more personal banking relationship than the huge national names. The downside is the usual one for that model, namely a smaller footprint and less breadth in products and digital bells and whistles. In practice, this kind of bank is about ordinary banking tasks done without much ceremony, which can be a relief if you do not want a sprawling financial supermarket. It sits with regional and community banks rather than the giant retail banks, and the name says that plainly. Aiken County National Bank is for people who want banking to stay local and recognisable.