Tipja

Tipja belongs to the long line of cryptocurrencies that try to be a transferable token first and everything else later. By our assessment, that makes it easy to explain and also easy to overlook, because the category is crowded with coins whose main product is the idea of a coin. The upside is simple on paper: direct transfers without a central gatekeeper. The downside is just as plain: price swings, speculation, and a very real dependence on whether a network of users decides it has a purpose. In practice, owning or following something like Tipja usually means living with wallets, exchanges, and a lot of market mood. It is more a small player in the crypto field than a finished everyday payment tool.