Steem

Steem is a cryptocurrency built around rewarding posts and votes inside a social network, so its appeal is tied to a platform rather than to a general payment role. By our assessment, that makes it more niche than everyday money and more dependent on the health of its own ecosystem. The upside is that it tries to link tokens to activity instead of pure speculation, which is a real idea in this corner of crypto. The downside is just as plain: if the social layer does not matter to you, the coin itself has little to do. In practice it sits closer to a platform token than to a simple store of value, and that narrow use keeps it from feeling broad or robust.