VTB Bank

VTB Bank is a large universal bank for customers who need the usual set of accounts, transfers, cards and corporate services inside the Russian banking system. By our assessment, it can do the routine bank work that big banks are built for, and that breadth is its main appeal. The downside is that large banks are often heavy on procedure, and VTB Bank is no exception in how formal it feels as a service. In practice it is a branch-and-app bank with a lot of standard banking language around it, which is useful if you want scale and less attractive if you want simplicity. It sits among Russia’s major banks, and the catalogue places it in Russia.