Gazprombank

Gazprombank serves the familiar job of a large Russian universal bank: everyday accounts, cards, transfers and business services under one roof. By our assessment, it is strongest where scale matters, because it can handle a wide spread of banking needs without being a specialist shop. The trade-off is the same one people meet in big banks everywhere: more structure, more formal steps and less of the light touch that smaller banks sometimes manage. In practice that means a broad, institutional feel, with branches and digital banking carrying most of the load. Gazprombank sits in the mainstream of Russia’s banking market and the catalogue marks it as Russian.