Banco Inter

Banco Inter is a digital-first bank for people who want most of their banking in an app, with cards, transfers, bills and basic investing under one roof. By our assessment, it is strongest when someone wants to open, manage and move money without the weight of a branch-heavy routine. The trade-off is that this kind of bank can feel thin if you want a very personal branch relationship or a wide old-school branch network. In practice it is the sort of service people keep on the phone and check in short bursts, not something they visit for a long sit-down. Banco Inter sits in the same general space as other Brazilian challenger and digital banks, but with a broader menu than a barebones app. The catalogue marks it for Brazil, and that matches the way it is usually discussed.