NetBenefits

NetBenefits is the sort of finance app people open for workplace benefits rather than for everyday spending. By our assessment, its value comes from putting retirement plans, insurance, and other employer-linked accounts in one place, which is handy if a company uses Fidelity’s NetBenefits service. The downside is that it is not a general money app, so outside that benefits world it has little to do. In practice it feels like a portal more than a polished consumer app, with menus and forms doing the heavy lifting. NetBenefits sits in the middle of the category: practical for employees who need access to those accounts, irrelevant to anyone looking for ordinary banking.