Loan Genius

Loan Genius is a fast, private loan and mortgage calculator built for real payment decisions — not ad clutter.

Estimate monthly payments, compare scenarios, review amortization, and save the numbers that matter before you talk to a lender, realtor, dealer, client, or partner.

Whether you are checking a mortgage payment, comparing refinance options, estimating a car loan, or stress-testing different rates and terms, Loan Genius keeps the math clear and easy to share.

What you can calculate:

• Monthly loan and mortgage payments
• Principal, interest, taxes, insurance, PMI, and HOA estimates
• Down payment by percent or dollar amount
• Loan amount, total interest, and payoff totals
• Amortization schedules
• Extra payment impact
• Rent vs. buy comparisons
• Affordability and goal scenarios
• Saved/favorite loan scenarios

Built for real conversations:

• A buyer wants to know what a home price really costs each month
• A realtor wants to compare scenarios with a client
• A homeowner wants to test refinance math
• A borrower wants to compare rates, terms, and down payments
• A car buyer wants to sanity-check a monthly payment

Save scenarios, duplicate them, adjust the numbers, and share a cleaner summary when the conversation moves beyond “rough estimate.”

Private, paid, and ad-free:

Loan Genius is a paid app because the calculator should be the product — not your attention.

No ad spam. No noisy banners. No tracker-filled finance clutter. Your calculations stay on your device unless you choose to share or export them.

Why people use Loan Genius:

• Fast payment estimates
• Clear loan breakdowns
• Amortization without spreadsheet work
• Saved scenarios for comparing options
• Client-ready summaries
• Clean interface with no ad junk
• Useful for mortgages, refinance, car loans, and general loan planning

Loan Genius helps you answer the question that actually matters:

“What does this loan really cost?”